STUDI KOMPARATIF PREFERENSI DAI MUDA INDONESIA TERHADAP PENGGUNAAN BANK SYARIAH DAN BANK KONVENSIONAL
DOI:
https://doi.org/10.30997/al-kaff.v4i3.24164Keywords:
Preferensi, bank syariah, bank konvensionalAbstract
Penelitian Ini dilakukan untuk menganalisis terkait studi komparatif preferensi dai muda Indonesia terhadap penggunaan bank syariah dan bank konvensional. Penelitian ini menggunakan metode komparatif deskriptif yang digunakan untuk melihat apakah terdapat perbedaan preferensi dikalangan dai muda dalam penggunaan bank. Teknik pengumpulan data menggunakan rumus slovin dengan menyebarkan kuesioner secara online. Proses analisis data dalam penelitian ini adalah uji beda menggunakan Paired Samples T-Test dan diolah melalui perangkat lunak SPSS 26. Hasil dari analisis data komparatif menunjukan bahwa terdapat perbedaan yang signifikan pada preferensi dai muda Indonesia dalam menggunakan bank syariah dan bank konvensional dengan besaran angka signifikansi 0,000. Serta skor preferensi bank syariah dengan nilai 22,09 dan preferensi penggunaan bank konvensional sebesar 19,09. Maka, preferensi dai muda Indonesia lebih dominan terhadap bank syariah.
References
Aulia, R., Silfia, A., Arsyad, K., Islam, B., Islam, U., & Alauddin, N. (2024). Faktor Yang Mempengaruhi Keputusan Generasi Z dalam Memilih Perbankan Syariah : Analisis Persepsi Mahasiswa di Kota Makassar dan Gowa. Journal of Shariah and Islamic Economics, 5(2), 352–365.
Febriansyah, A., Indra, A. P., & Anggraini, T. (2025). Analisis Literasi Keuangan dan Preferensi Masyarakat UMKM dan Nelayan Terhadap Bank Syariah. Jurnal Ilmu Ekonomi, 8(3), 1227–1236. https://doi.org/10.57178/paradoks.v8i3.1522
Isnaini, M., Afgani, M. W., Haqqi, A., & Azhari, I. (2025). Teknik Analisis Data Uji Normalitas. Jurnal Cendekia Ilmiah, 4(2), 1377–1384.
Justan, R., Margiono, Aziz, A., & Sumiat. (2024). Penelitian Kombinasi (Mixed Methods). ULIL ALBAB : Jurnal Ilmiah Multidisiplin. https://doi.org/https://doi.org/10.56799/jim.v3i2.2772
Khaeri, I. A., Wahyudin, M., Lindawati, & Azizah. (2024). Analisis Persepsi Tokoh Masyarakat Dan Tokoh Agama Mengenai Isu Riba Terhadap Minat Masyarakat Menabung Di Bank Bsi Jatibarang Indramayu. Masile Jurnal Studi Keislaman, 5, 29–36.
Nababan, S. A., Tambunan, S. M. P., Hasibuan, T. N., & Sitorus, P. X. F. (2024). Interdisciplinary Explorations in Research Uji Validitas dan Reabilitas Instrument Penilaian. Interdisciplinary Explorations in Research Journal (IERJ), 2, 1420–1430.
Purwanti, D., & Rafindra, A. (2023). Determinan Kurangnya Minat Menabung di Bank Syariah. Jurnal Ilmiah Ekonomi Islam, 9(21), 3541–3550.
Riona, R., Zaki, A., & Sinaga, A. (2024). Analisis Preferensi Masyarakat Dalam Menabung di Bank Syariah (Studi Kasus di Desa Pematang Tengah, Kecamatan Tanjung Pura). Jurnal Ekonomi Dan Keuangan Syariah, 3(3), 307–324.
Sugiyono. (2020). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Suharsimi, A. (2019). Prosedur Penelitian: Suatu Pendekatan Praktik. Reneka Cipta.
Zarman, N., Eliana, Kobat, Y., & Zulfan, T. (2024). Analisis Preferensi Masyarakat Aceh Pada Bank Syariah Pasca Marger 3 Bank Umum Syariah (BUS). 7th NCBMA (Nation Conference on Business, Management, and Accounting).
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 AL - KAFF: JURNAL SOSIAL HUMANIORA
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
1. PROPOSED POLICY FOR JOURNALS THAT OFFER OPEN ACCESS
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
2. PROPOSED POLICY FOR JOURNALS THAT OFFER DELAYED OPEN ACCESS
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication, with the work [SPECIFY PERIOD OF TIME] after publication simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
