Silitonga P, Nurwati, Sihotang S. JURIDICAL ANALYSIS OF INFORMATION TECHNOLOGY BASED LENDING AND BORROWING IMPLEMENTATION BASED ON FINANCIAL SERVICES AUTHORITY REGULATION NUMBER 10 /POJK.05/2022. JHD [Internet]. 2024 Jul. 22 [cited 2026 Jun. 8];:25-38. Available from: http://103.127.96.46/index.php/LAW/article/view/13702