SILITONGA, Perdy; NURWATI; SIHOTANG, Sudiman. JURIDICAL ANALYSIS OF INFORMATION TECHNOLOGY BASED LENDING AND BORROWING IMPLEMENTATION BASED ON FINANCIAL SERVICES AUTHORITY REGULATION NUMBER 10 /POJK.05/2022. DE’RECHTSSTAAT, [S. l.], p. 25–38, 2024. Disponível em: http://103.127.96.46/index.php/LAW/article/view/13702. Acesso em: 8 jun. 2026.