LEGAL PROTECTION FOR HOME BUYERS AGAINST DEFAULT BY DEVELOPERS
Keywords:
developer, perlindungan hukum, pembeli, wanprestasiAbstract
Legal protection for home buyers is very important when developers default, one of which is by
guaranteeing the house certificate that has been purchased to a third party, such as banks or other
financial institutions. This practice is detrimental to buyers because it can cause the house certificate
that should be the buyer's right to become collateral for the developer's debt. As a result, buyers risk
losing the rights to the house they have purchased if the developer fails to pay off their debts.
According to Consumer Protection Law No. 8 of 1999, these practices run counter to the idea of good
faith in the agreement and infringe upon the rights of consumers. Buyers who suffer losses due to the
developer's failure have the right to demand that their rights be fulfilled, that they be compensated,
or that the agreement be cancelled, according to the Civil Code (KUHPer), particularly Articles 1320
and 1267. The goal of the guarantee cannot disregard the rights of other parties, such as homebuyers,
as stated in Law No. 4 of 1996, which deals with Dependent Rights. Strict government oversight and
openness in property purchasing and selling activities are necessary for more effective legal
protection. Furthermore, in order to prevent any losses caused by developer default, purchasers are
urged to exercise greater caution in verifying the certificate's legitimacy before to finalizing a deal.
References
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Jurnal
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UU dan Peraturan Lainnya:
UU Dasar Negara Republik Indonesia Tahun 1945
Undang undang dasar negara republik Indonesia tahun 1945
Kitab UU Hukum Perdata
UU Nomor 8 Tahun 1999 Terkait Perlindungan Konsumen;
UU No. 1 Tahun 2011 terkait Perumahan dan Kawasan Permukiman;
UU Nomor 4 Tahun 1996 terkait hak tanggungan
Peraturan Pemerintah No.12 Tahun 2021 terkait perubahan;
Peraturan Pemerintah No.14 tahun 2016 terkait Penyelenggaraan Perumahan dan Kawasan Permukiman;
Peraturan Menteri Pekerjaan Umum Dan Perumahan Rakyat Republik Indonesia Nomor 11/Prt/M/2019 Terkait Sistem Perjanjian Pendahuluan Jual Beli Rumah;
Putusan Mahkamah Agung No. 937 K/SIP/1970
Sumber Lainnya:
BPKN-RI. “Duh! Pengaduan Di Sektor Perumahan Masih Tinggi, Ini Kasusnya,” n.d. https://bpkn.go.id/beritaterkini/detail/duh-pengaduan-di-sektor-perumahan-masih-tinggi-ini-kasusnya.
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