Saibil DI, Sodik F, Mardiah AA. FAKTOR MEMPENGARUHI NIAT MENGGUNAKAN QRIS PADA SHARIA MOBILE BANKING SAAT PANDEMI COVID-19 (MODIFIKASI MODEL UTAUT 2): FACTORS AFFECTING THE INTENTION OF USING QRIS IN SHARIA MOBILE BANKING DURING COVID-19 PANDEMIC (MODEL MODIFICATION OF UTAUT 2). JN [Internet]. 2022 Dec. 23 [cited 2026 Jun. 8];8(2):75-92. Available from: http://103.127.96.46/index.php/JN/article/view/6353